Important Resources for the Business Community
These are difficult times. Please be sure that your business takes advantage of all three of these programs. They were created to help you during this time. Applications are currently open for PPP, EIDL and Orange Cares Small Business Grant Program. Please find information about each program below. Stay Strong Winter Garden!
Paycheck Protection Program (PPP) has Reopened & Application Deadline Extended until August 8th
The Paycheck Protection Program resumed accepting applications July 6, 2020, at 9:00 AM EDT in response to President signing the program’s extension legislation. The new deadline to apply for a Paycheck Protection Program loan is August 8, 2020.
The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.
SBA will forgive loans if all employee retention criteria are met, and the funds are used for eligible expenses. Click here to read more about PPP loan forgiveness.
How To Apply
You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating in the program. View a list of lenders participating in the Paycheck Protection Program by state.
If you wish to begin preparing your application, you can download a copy of the PPP borrower application form (revised June 24, 2020) to see the information that will be requested from you when you apply with a lender.
Economic Injury Disaster Loan Emergency Advance
This loan advance will provide up to $10,000 of economic relief to businesses that are currently experiencing temporary difficulties. Applications are still being accepted.
In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. are able to apply for an Economic Injury Disaster Loan advance of up to $10,000. This advance is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue. This loan advance will not have to be repaid. Recipients do not have to be approved for a loan in order to receive the advance, but the amount of the loan advance will be deducted from total loan eligibility. SBA will begin accepting new Economic Injury Disaster Loan (EIDL) and EIDL Advance applications on June 15 to qualified small businesses and U.S. agricultural businesses.
Eligible small businesses may apply for the Loan Advance here.
Orange CARES for Small Businesses Grant Program
Orange County’s Small Business Grant Program will invest $72.9 million into Orange County small businesses. The Program will allow approximately 6,500 qualifying small businesses access to $10,000 in grant money to cover normal business expenses, including employee wages, vendor bills, and rent to help offset the temporary loss of revenue due to COVID-19. Federal Cares Act provides the funding for this County program.
The County is still accepting applications. If you would like to learn more, please click here.
New State Executive Order Closing Bars and Establishments deriving more than 50% sales from Alcohol
With the increase in COVID 19 cases, the state has issued a new order that went into effect today. Please find attached the latest executive order from the State. Bars and those establishments that derive more than 50% from alcohol sales must cease on-premises consumption. The state (DBPR) will be enforcing these new rules in an effort to slow the spread of COVID 19.
Please click here to read the Executive Order.
Please click here to read the amendment to the Executive Order.
Please be safe and stay strong Winter Garden!
Orange County Executive Order Requiring a Face Covering
Orange County has issued an Executive Order requiring that everyone wear a face covering while in a public space. This applies to the cities within Orange County. Orange County is requesting voluntary compliance to keep all within the community safe.
There are exceptions for the following:
- children under the age of two years old
- persons for whom a face covering would cause impairment due to an existing health condition
- persons working in a profession who do not have any face-to-face interactions
- persons working in a profession where use of a face covering will not be compatible with the job duties
- persons exercising while observing social distancing
- certain essential employees are exempt
The Executive Order takes effect on Saturday, June 20, 2020 at midnight and will stay in effect indefinitely.
All business owners are asked to click link to review the Executive Order to see how it specifically relates to your business. All businesses are strongly encouraged to follow the CDC guidelines.
PHASE 2 RECOVERY
The City of Winter Garden is currently monitoring the COVID-19 (CORONAVIRUS) outbreak within our community. The Governor has announced that Florida will move to Phase 2 of the recovery plan on Friday, June 5, 2020. Please click here to review the Governor’s Executive Order regarding Phase 2.
Phase 2 Recovery Executive Order
In reference to BARBERSHOPS, COSMETOLOGY SALONS, AND COSMETOLOGY SPECIALTY SALONS, mandatory requirements from the Florida Department of Business & Professional Regulation can be found by clicking Salons Mandatory Requirements.
Health and safety parameters for ALL business can be found at https://floridahealthcovid19.gov/.
ORANGE COUNTY TO OFFER $10,000 SMALL BUSINESS GRANTS
Orange CARES Small Business Grant Program
Orange County small businesses can visit ocfl.net/OrangeCares on June 1, 2020 for a list of eligibility criteria and required documents necessary to apply and qualify for the upcoming Orange CARES Small Business Grant Program. The applications for the program will open on June 8, 2020. Information about the resident assistance program will be available soon.
ORANGE COUNTY TO OFFER FREE PPE FOR BUSINESSES
On Wednesday, June 3, and Thursday, June 4, Orange County small businesses will have the opportunity to pick up free reusable cloth masks as well as hand sanitizers. This effort continues Orange County’s PPE initiative to serve businesses, residents and social service organizations .Small businesses must register online to pick up at one of two sites in the County. Visit www.ocfl.net/PPE for information and registration.
Phase 1 Recovery
**Important Update: Governor’s latest Executive Order (05./22/20) brings the state into Full Phase 1 recovery by allowing organized youth activities.
Please find the Governor’s Executive Order below:
Executive Order 05-22-20 Youth Activities
**Important Update: The Governor has just announced that effective Monday, gyms can operate again as long as they are following social distancing guidelines by keeping members at a safe distance, and sanitizing all machines and surfaces after use. The governor also said, starting Monday, restaurants will be able to operate dine-in services at 50% capacity, and retailers will also be able to operate stores at 50% capacity. Please find the Governor’s Executive Order below.
**Important Update: The Governors signs an Executive Order allowing barbershops, hair and nail salons to open May 11th. Please click on the links below to see the guidelines for re-opening:
Frequently Asked Questions
With Florida’s statewide stay-at-home order expiring on April 30, 2020, Governor Ron DeSantis’ statewide task force has provided guidelines for a phased approach to re-open Florida. The Governor’s Plan to re-open Florida is called "SAFE. SMART. STEP-BY-STEP." Please find attached the new Executive Order signed by the Governor describing the Phase 1 recovery plan to re-open Florida, effective May 4, 2020. The Governor stated in his press conference that he will open up more businesses in the next phase which he believes should happen in a matter of weeks.
Latest Executive Order for Re-opening Florida
The Orlando regional community is galvanizing and coordinating support for the business community. Please find some great resources and updates on the programs available to your business at this on-line business resource center.
Click here for regional business resources
Details have been released about how small businesses can take advantage of the emergency business loans and other programs. Please contact your banker about applying.
Paycheck Protection Program (New funds have been allocated by Congress)
The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses. Loan amount is up to $10 million. If you maintain your workforce, SBA will forgive the portion of the loan proceeds that are used to cover the first 8 weeks of payroll and certain other expenses following loan origination.
Click here to review the application
Economic Injury Disaster Loans and Loan Advance (New funds have been allocated by Congress)
In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.
The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.
Find information about the program here
Please find information below on these loan programs and other assistance to help your employees.
Florida Reemployment (Unemployment) Assistance Program
The Reemployment Assistance program provides temporary and partial wage replacement for qualified workers who have become unemployed, through no fault of their own, during this public health emergency. You can apply online for Reemployment Assistance (formerly known as unemployment compensation) if you were working in Florida and are now:
- Temporarily unable to work due to a positive COVID-19 test result.
- Quarantined by a medical professional or a government agency.
- Laid off or sent home without pay for an extended period of time because of the COVID-19 pandemic.
- Caring for an immediate family member diagnosed with COVID-19.
Learn more about Reemployment Assistance and how to apply.
Please click here to apply